Bridging Finance
A specialized short-term loan that addresses any financial gaps that may arise during property purchases. Our primary objective is to identify and procure a bridging loan that aligns perfectly with your unique goals and requirements.
What Is a Bridging Loan?
Bridging finance is a type of short-term mortgage secured against your property. This type of loan allows you to use investment property, buy-to-let property, a trophy home, or a holiday home as collateral.
Bridging loans have a duration ranging from a week to three years. They are particularly popular in the UK when you wish to purchase a new home before selling your current one, thus helping you avoid property chains.
Access to Higher Loan Amounts
Bridging loans often have higher loan limits compared to other short-term financing options. This can be particularly beneficial for individuals or businesses looking to undertake larger projects or investments that require significant upfront capital. The higher loan amounts provided by bridging loans can support ambitious ventures and help borrowers achieve their financial objectives.
No Monthly Repayments
Unlike traditional loans, bridging loans often do not require monthly repayments during the term of the loan. Instead, the interest and principal are typically repaid in full at the end of the loan term, making it more manageable for borrowers who may not have immediate cash flow for regular repayments.
Quick Access to Funds
Bridging loans through ATZ Finance provides borrowers with rapid access to funds. The application process is typically streamlined, and approval can often be obtained within a few days. This makes bridging loans an attractive option for individuals or businesses needing immediate financing for time-sensitive opportunities or emergencies
Flexibility
This loan is commonly used in property transactions, such as buying a new property before selling an existing one. We can bridge the gap between the purchase and sale, allowing borrowers to secure the new property without waiting for the sale proceeds. This flexibility can help prevent missed opportunities and provide peace of mind during the transition.
Customised Loan Terms
These loans offer a degree of flexibility in terms of loan duration, allowing borrowers to tailor the repayment period to their specific needs. We are here to listen to those needs, which can range from a few weeks to several months, depending on the circumstances. Customizable loan terms enable borrowers to align their repayment schedule with the expected influx of funds, ensuring a smooth transition and minimizing financial strain.
Our Lending Criteria
Up to a 70% LTV
Loan rates from:
0.70% pcm
Loan amount from:
£15k to £20m
Loan interest:
paid or rolled-up
Loan terms from:
6 months
Open to non home owners
Free Consultation
Whether you know the solution you need or not, we can advise you on which services would best benefit you.
Offer In 48 Hours
The initial 24 hours your account manager will source lenders. The next 24 hours you'll have a list of finalised lenders.
You make it happen
We finalise your lender and manage the deal till the end.
Success
You've received the finances!
Let the business expansion begin.
Our Process, Your Journey
Don't Miss Out!
ATZ Finance needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.